Shafaat Ali Choyon.

Essay · Growth

When nobody trusts anybody, trust is the whole growth strategy

By Md Shafaat Ali Choyon · builds & runs AI in production · Growth & health strategist · 6 min read

There's a kind of market where the usual growth playbook — awareness, funnels, offers — barely moves the needle, because the real obstacle isn't attention. It's disbelief. In low-trust categories, people don't need to be convinced your product is *good*; they need to be convinced it won't *burn them*. I've built growth in exactly those markets, and the lesson is blunt: trust isn't a brand value you add at the end. It's the entire engine.

Nobody trusts anybody — trust is the strategy; 10M G2P beneficiaries, No.1 in 2.5 months, a third of brands eroding trust.
Trust as engine, at a glance — click to enlarge.

Trust at national scale

At SureCash we put a government stipend into the hands of roughly 10 million beneficiaries over mobile rails — many of them unbanked, first-time digital-money users with every reason to be suspicious of "your money is now on a phone." Growth there wasn't a marketing problem; it was a trust problem. Every point of adoption came from making the system feel safe, legible, and reliable — the cash arrives, the number is right, the help exists. Get that wrong once at scale and adoption collapses. Get it right and you move millions.

A marketplace is a pure trust machine

Then there's the used-goods marketplace, which is trust distilled: a stranger selling a stranger something neither can fully verify. Building the motorbike category on Ekhanei to No. 1 in two and a half months wasn't about clever ads; it was about engineering enough trust between buyer and seller that a transaction could happen at all — verification, presence, reputation, a credible venue. Liquidity follows trust, never the other way around.

In low-trust categories, people don't need convincing your product is good. They need convincing it won't burn them.

The US is now walking into this problem

For years, Western brands could assume a baseline of institutional trust and spend their energy on differentiation. That baseline is eroding — Forrester expects roughly one in three brands to actively damage customer trust in 2026 through clumsy self-service AI, and consumers are getting warier as fast as adoption climbs. Which means US growth teams are quietly entering the market conditions I've operated in for years: trust-first, or nothing. The playbooks from high-trust environments are about to age badly.

How you actually engineer it

Trust isn't a slogan; it's a set of product decisions. Make the risky moment feel safe. Be legible about what happens to someone's money, data, or dignity. Show reliability before you ask for scale. Put a credible human or institution behind the promise. Do this and trust compounds — every honored transaction makes the next one easier — which is why, in these markets, trust isn't a cost center. It's the cheapest growth you'll ever buy.

The short version

In your market, are you spending to be noticed — or to be believed? Because only one of them compounds.

Md Shafaat Ali Choyon (MPH, CHES®, MBA, MCIM) is a growth, marketing and public-health strategist who builds and runs AI in production, with 16+ years across telecom, fintech, e-commerce, consumer tech and healthcare in the US and Bangladesh. See the essays or the portfolio.